Cyber and Data

Cyber Insurance is designed to cover the stealing of data, the complications related to non-compliance on data protection and privacy, virus attacks on systems, and accidental loss of data followed by legal action by customers. It not only protects businesses, but supports them to meet their commitments to customers and employees if their digital systems are compromised, paralysed or attacked.

• Privacy & Security Liability

  Coverage for defence costs and damages to third parties and employees for the failure of network security resulting in a violation of a right to privacy or confidentiality or resulting in a denial of service attack or virus transmission.

• Breach Notification Costs

  Coverage for the costs to notify individuals of a release of their private information, as well as costs to provide credit-monitoring or other services in the event of a security breach.

• Regulatory Defence

  Coverage for defence costs and damages as a result of regulatory action following a security breach.

• Loss of Network Asset

  Coverage for the costs of specialists and investigators to assess and repair system damage, including the costs to restore or replace data after a security breach.

• Loss of Business Income

  Coverage for the loss of business income if systems or data assets were lost, corrupted or inaccessible as a result of security breach.

• Public Relations

  Coverage for the costs to engage public relations assistance in the event of security breach.

• Media Liability

  Coverage for defence costs and damages to third parties arising out of the release or display of any media resulting in a violation of the legal issues which apply to traditional publishers, such as copyright, defamation and infringement of intellectual property.

• Technology Liability

  Coverage against potentially expensive and distracting litigation involving professional negligence or charges of breach of contract in the performance of technology products and services.